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Terms & Conditions

Last Updated: February 4, 2026

Welcome to Billin. By accessing or using our app (the "App"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use the App.

1. Use of the App

2. Accounts and Security

3. Payments and Refunds

4. Intellectual Property

5. Acceptable Use

6. Data and Privacy

7. Termination

8. Disclaimer of Warranties

The App is provided on an "as is" and "as available" basis. We disclaim all warranties to the fullest extent permitted by law, including but not limited to:

9. Limitation of Liability

10. Indemnification

You agree to indemnify, defend, and hold harmless Pale Blue Software Ltd and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of or related to your use of the App, your violation of these Terms, or your violation of any rights of a third party.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Pale Blue Software Ltd is incorporated, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the App shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

12. Changes to These Terms

We may update these Terms from time to time. We will notify you of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Continued use of the App after changes take effect constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Pale Blue Software Ltd regarding your use of the App and supersede all prior agreements and understandings.

15. Contact Us

If you have any questions about these Terms, please contact us at hello@getbillin.com.